My late payments aren’t showing up on free instant credit reports

March 29, 2009 on 5:07 am | By admin | In Business | No Comments

I’ve been late on just about all of my bills over the past three months. I was worried about what that had done to my credit score so I went ahead and ordered free instant credit reports to make sure that I wasn’t in too much trouble, and was surprised to find out that none of this late payment activity was being reflected on the reports. Everything said that I was paying as agreed and my credit score was still fairly high. I can’t say that I’m complaining I’m just wondering if these reports are accurate and if I truly don’t have anything to worry about.